Ketchikan Gateway Borough School District health insurance is available to all eligible district employees. The health insurance program offered to Ketchikan Gateway Borough School District employees is a partially self-insured program pooled with the Ketchikan Gateway Borough employees. A 1999 agreement established that the Ketchikan Gateway Borough and the Ketchikan School District would capitalize on the mutual benefits of pooling for the health insurance program. Both health insurance plans are primarily funded by premiums from employees and contributions from the district, along with stop loss insurance that protects pool users against the cost of large claims. These funds are deposited into the district’s insurance reserve fund held by the Ketchikan Gateway Borough to pay out a plan member’s medical, dental, and vision expenses, minus the employees’ deductibles and co-pays. As of 1999, health insurance pool financial details can be found in the Ketchikan Gateway Borough's Comprehensive Annual Financial Report (CAFR) for the Internal Service Fund (aka Health Insurance Reserve Fund), showing the individual accounting of the school district and borough accounts. More information on the Borough and the District’s partially self-insured health insurance pool can be found below, including a Self-Funded Insurance 101 presentation.
View current and past Comprehensive Annual Financial Reports
Internal Service Fund Reports detailing the insurance activity of the Ketchikan School District can be found below.